About Our Chapter 13 Bankruptcy Practice

Chapter 13 bankruptcy is a more powerful chapter than Chapter 7 and can be used for individuals to pay back mortgage arrears, tax debt, and certain other kinds of secured and priority debt over a 3-5 year payment plan. Chapter 13 bankruptcy is also useful for individuals who have unprotected equity in a home, or other valuable assets that a Chapter 7 trustee may seize, sell and distribute the funds to creditors.

The amount of the Chapter 13 payment depends on many factors, including income and expenses, unprotected equity in real and personal property, and ensuring that the plan funding is sufficient to pay back required secured and priority debts.

Chapter 13 allows restructuring of debt, including secured debts such as mortgages and car loans through lien stripping and cramdowns.

Don't take chances with your second chance. Speak to one of our experienced Bankruptcy Attorneys today.

Assessing Your Debt

What is Your Debt Amount?

Bankruptcy is a legal life line for people drowning in debt. Consumers and businesses petition courts to release them from liability for their debts. In a majority of cases, the request is granted.


From Our Blog

The Bankruptcy Discharge Explained

The Bankruptcy Discharge Explained

The bankruptcy discharge is a court order that eliminates your debts in a chapter 7 or chapter 13. The discharge order also serves as an injunction to prohibit creditors from collecting on debts that have been discharged.
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Chapter 7 Bankruptcy: How It Can Help You

Chapter 7 bankruptcy can be a very useful tool to allow you to have a financial restart or fresh start, and this article explains the benefits of how chapter 7 bankruptcy can help you.
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Own a Business and Need Personal Bankruptcy Service?

Steiner Law Group can assist with your business bankruptcy needs. Learn More