Confessed Judgments in Maryland: The 11th Circuit Ruling and its Effect in Maryland

Confessed Judgments in Maryland. A hand holding a gavel.

Confessed judgments are only permitted in 8 states: Maryland, Michigan, Illinois, New Jersey, Minnesota, Ohio, Pennsylvania, Virginia, and Texas.  These clauses, found in almost all commercial loans and leases in Maryland, allow a creditor to immediately proceed to judgment without the benefit of a merit trial and can be severely harmful to unwitting borrowers.

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Who Can Garnish Wages?

Who Can Garnish Wages? A magnifying glass over a stack of papers. The word "wages" becomes clearer.

What you, specifically, want to know is who can garnish wages? Can a debt collector garnish wages? What about unemployment or the IRS? We will explore these questions and more throughout this article.

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How to Stop Wage Garnishment in Maryland

A yellow sticky note sits on a cluttered desk. The words Wage Garnishment are written in black marker. How do you stop wage garnishment in Maryland?

If you find yourself falling behind on payments, creditors can come after your paychecks. It should come as no surprise that one of the questions we hear most often is “How do I stop wage garnishment in Maryland?” How does wage garnishment work? Who can garnish wages? How much can they take out of my paycheck? How long does wage garnishment last?

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Can You Get Divorced While in Chapter 13?

Can You Get Divorced While in Chapter 13? A young couple sitting at the kitchen table arguing with each other.

What happens if you file for Chapter 13 jointly, but then decide to get divorced? Can you get divorced in Chapter 13? The short answer is YES…but it’s complicated. So, let’s dive right in.

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Can One Spouse File Chapter 7 and the Other Chapter 13?

A married Asian couple looking at a computer, hands on their heads, trying to answer the question, "Can One Spouse File Chapter 7 and the Other Chapter 13?"

Let’s be honest. When it comes to bankruptcy, there may be a lot you just don’t know. Bankruptcy is complicated. And it gets even more complicated when you’re married and have separate debt from your spouse. So, it’s natural to have a lot of questions. That’s where we come in. We recently answered the question “Can one spouse file for Chapter 13 and not the other?” but this is just one option married couples have when considering bankruptcy. Another common question we’re asked is, “Can one spouse file Chapter 7 and the other Chapter 13?” We will address this question and more throughout this article.

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