Can I Refinance to Avoid Bankruptcy in Maryland?
If you are behind on mortgage payments and can’t catch up, you may be tempted to try to refinance to avoid bankruptcy in Maryland. However, there are specific requirements to qualify for a refinance. If the foreclosure process has already started, you must take action now.Full Story
Make a New Year’s Resolution to Deal with Debt
According to a recent study from Fidelity, the majority of Americans are considering a different type of New Year’s resolution this year. In fact, 68 percent are making resolutions to get back on track financially, with 41 percent determined to deal with debt this year. What about you?Full Story
Should I file Chapter 7 or Chapter 13? Part 1 – Chapter 7
I can’t tell you how often we have clients calling us and explaining that they only want to file Chapter 7 bankruptcy, or they ask us “should I file Chapter 7 or Chapter 13”? There are various advantages and disadvantages to each chapter, and we explain these to our clients so that they can make an informed decision that’s right for them.Full Story
How Long Does Bankruptcy Stay on Your Credit Report?
Bankruptcy means that you can get a fresh start unburdened by debt. Learn how you can improve your credit score after you file for bankruptcy.Full Story
Eviction and Foreclosure Moratoriums and Mortgage Forbearance in Maryland
COVID-19 continues to affect Maryland residents, and the Federal government and the Maryland governor and judiciary have put into place protections from eviction and foreclosure, as well as forbearance periods for borrowers. However, these protections are temporary, and once the protections expire, Maryland residents will face a crisis when dealing with their rent and mortgage…Full Story
What is an Adversary Proceeding in Bankruptcy?
There are many different kinds of adversary proceedings in bankruptcy, and these can have significant consequences for both debtors and creditors alike.Full Story