Acquiring New Debt in a Chapter 13 Bankruptcy

A man and woman sit on a hardwood floor surrounded by bills and invoices as they contemplate Acquiring New Debt in a Chapter 13 Bankruptcy
Bankruptcy law discourages the debtor from incurring any new debt after the filing date, but because Chapter 13 repayment plans last three to five years, it can be difficult to go that long without acquiring any new debt (post-petition debt). So, what happens when debtor wants to or, more often, has to acquire new debt in a Chapter 13 bankruptcy? 
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