Who Can Garnish Wages?

Who Can Garnish Wages? A magnifying glass over a stack of papers. The word "wages" becomes clearer.

What you, specifically, want to know is who can garnish wages? Can a debt collector garnish wages? What about unemployment or the IRS? We will explore these questions and more throughout this article.

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Can One Spouse File Chapter 7 and the Other Chapter 13?

A married Asian couple looking at a computer, hands on their heads, trying to answer the question, "Can One Spouse File Chapter 7 and the Other Chapter 13?"

Let’s be honest. When it comes to bankruptcy, there may be a lot you just don’t know. Bankruptcy is complicated. And it gets even more complicated when you’re married and have separate debt from your spouse. So, it’s natural to have a lot of questions. That’s where we come in. We recently answered the question “Can one spouse file for Chapter 13 and not the other?” but this is just one option married couples have when considering bankruptcy. Another common question we’re asked is, “Can one spouse file Chapter 7 and the other Chapter 13?” We will address this question and more throughout this article.

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Can I Gamble While in Chapter 13?

Can I Gamble While in Chapter 13? A woman's hand pressing the spin button on a slot machine.

Debtors must show they are making their best effort to pay unsecured creditors, which means allocating their disposable income to these debts. So, it shouldn’t come as a surprise that one of the questions we hear most often is, “Can I gamble while in Chapter 13?”

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Does Chapter 13 Take All Disposable Income?

Two male hands holding a book with the words Disposable Income written in gold letters. There are graphs spread across the table.

How is the Chapter 13 payment plan calculated? Is all disposable income – that money left over after factoring in mandatory payments and approved monthly expenses – allocated to pay down debt in a Chapter 13 payment plan?

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