Can I Gamble While in Chapter 13?

Can I Gamble While in Chapter 13? A woman's hand pressing the spin button on a slot machine.

Debtors must show they are making their best effort to pay unsecured creditors, which means allocating their disposable income to these debts. So, it shouldn’t come as a surprise that one of the questions we hear most often is, “Can I gamble while in Chapter 13?”

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Acquiring New Debt in a Chapter 13 Bankruptcy

A man and woman sit on a hardwood floor surrounded by bills and invoices as they contemplate Acquiring New Debt in a Chapter 13 Bankruptcy

Bankruptcy law discourages the debtor from incurring any new debt after the filing date, but because Chapter 13 repayment plans last three to five years, it can be difficult to go that long without acquiring any new debt (post-petition debt). So, what happens when debtor wants to or, more often, has to acquire new debt in a Chapter 13 bankruptcy? 

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