Confessed Judgments in Maryland: The 11th Circuit Ruling and its Effect in Maryland

Confessed Judgments in Maryland. A hand holding a gavel.

Confessed judgments are only permitted in 8 states: Maryland, Michigan, Illinois, New Jersey, Minnesota, Ohio, Pennsylvania, Virginia, and Texas.  These clauses, found in almost all commercial loans and leases in Maryland, allow a creditor to immediately proceed to judgment without the benefit of a merit trial and can be severely harmful to unwitting borrowers.

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